Category Archives: Legal Aid

The Occupational Safety & Health Administration reported that 4,821 employees were killed on the line of duty back in 2014, which is an average of over 92 per week or over 13 deaths daily. Since the 70s, employers have put in place measures to safeguard the health of workers. But still, unforeseen illnesses and injuries occur all the time. In addition, the Council for Disability Awareness states that long-term disability accounts for an absence of 34.6 months on average. Most illnesses and injuries happen due to cancer and musculoskeletal injuries. Therefore, employers should implement a long-term disability insurance program to protect workers and make sure they take a realistic amount of time to return to work.

An overview of long-term disability (LTD) insurance

This form of insurance covers approximately 50 to 70 percent of an employee’s income when he is suffering from an injury or illness. However, the worker’s compensation does not cover employees injured off the job. When you cannot offer your services for a lengthy period, the long-term disability insurance chips in and covers a certain portion of your salary. It kicks in once the short-term disability plan is exhausted. A long-term disability policy becomes effective about 10 to 53 weeks after a valid event.

Do you need a long-term disability attorney?

If you are unable to work and have a long-term disability plan, you should seek the services of a  long-term disability lawyer as soon as possible to increase your odds of success. An unrepresented disability applicant will experience many challenges when it comes to filing a disability claim, particularly when the insurance is covered by an employer-provided group.

A single missed deadline, incorrectly filled form, or inaccurately pronounced word to a claims adjuster can compromise your long-term disability benefits. A lawyer will act as your representative in matters concerning long-term liability insurance. He will engage with the LTD administrator on your behalf, ensure application and appeals are filed on time, carry out settlement negotiations, and file a lawsuit in court if necessary.

Who is responsible for paying for the long-term disability plan?

Today, there are a few options on who can fund a long-term disability policy. In the recent past, numerous companies took the responsibility of paying the full amount for the LTD insurance. Currently, the options on who can pay have expanded.

Is a long-term disability plan important?

The strongest argument in support of LTD insurance is that it significantly minimizes the risk of financial difficulty if an injury or illness prevents you from working for at least six months. A long-term disability lawyer will streamline the process of filing your claim and receiving your benefits. Other advantages of long-term liability plan include:

• LTD insurance does not come with restrictions on how you decide to spend your money
• It does not attract interest or penalties
• Tax-free
• It keeps your retirement savings intact

Your ability to work and make money is one of your most important assets. A good long-term disability insurance will offer you financial … Read More

The principles and regulations established in a community by some authority and applicable to its folks, whether or not in the kind of legislation or of custom and policies recognized and enforced by judicial decision. Mr. Louis Blanc would say — and with purpose — that these minimum guarantees are merely the starting of total fraternity he would say that the law should give tools of production and free of charge education to all functioning people. Until that takes place, the few practice lawful plunder upon the numerous, a common practice exactly where the correct to participate in the making of law is restricted to a handful of persons. It is not true that the function of law is to regulate our consciences, our tips, our wills, our education, our opinions, our perform, our trade, our talents, or our pleasures. Another particular person would observe that this arrangement would nonetheless leave space for inequality he would claim that the law should give to every person even in the most inaccessible hamlet — luxury, literature, and art. It is not regarded as enough that the law ought to be just it should be philanthropic.

If this is accurate, then nothing can be a lot more evident than this: The law is the organization of the all-natural correct of lawful defense. Given that law necessarily demands the help of force, its lawful domain is only in the areas exactly where the use of force is essential. It is only beneath this law of justice that mankind will achieve — slowly, no doubt, but undoubtedly — God’s design for the orderly and peaceful progress of humanity.

Victoria University Faculty of Law Senior Lecturer Dr Joel Colón-Ríos has been awarded a $420,000 Marsden Fund grant to support a study project on constituent energy and the law. Occasionally the law places the complete apparatus of judges, police, prisons, and gendarmes at the service of the plunderers, and treats the victim — when he defends himself — as a criminal. A specialized dictionary covering terms used in the different branches of the legal profession, as civil law, criminal law, and corporate law.

As a buddy of mine once remarked, this negative notion of law is so correct that the statement, the objective of the law is to trigger justice to reign, is not a rigorously correct statement. It ought to be stated that the purpose of the law is to prevent injustice from reigning. I do not hesitate to answer: Law is the common force organized to act as an obstacle of injustice. Space law is a comparatively new field dealing with aspects of international law relating to human activities in Earth orbit and outer space.

Law is solely the organization of the individual right of self-defense which existed just before law was formalized. Given that they have decided that this is the correct state of affairs, they then demand the use of force in order to substitute their personal inclinations for these of the human … Read More